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First Choice Payday Loans.

Payday Loan Services

Financial circumstances can affect anyone at anytime. At First Choice Payday Loans, we help people with short term loans to get the money they need. When hard times hit you or your family, you need a company you can rely upon. A company that will help you through your situation and provide you with financial options. We know that every little bit of money helps, especially when your own is running out. With our short term loan options, you can borrow the money and repay it back within a short amount of time. You can purchase groceries, pay off some bills and even spend extra cash on yourself. There are no restrictions on what you purchase. Since there are no credit checks, anyone who applies will be approved. All you must do is complete an application and receive your approved funds in the back. Depending upon the time of day you submit your application, you may be eligible for same day loans. It is as easy as that.

Why Choose First Choice Payday Loans?

When it comes to finances, you want to work with a company that is all about you. It can be difficult when you have severe debt or even a large amount of debt. Working side by side with a payday loan company can help you get the money you need while working on your current financial situation. First Choice Payday Loans has been involved in so many lives over the past several years. The application process is the first step when applying for a loan. For your convenience, you can submit the application online and become instantly approved. The application itself, does not take long to complete. You will receive your results, by email, within a few minutes of submitting it online. Once you have your approved loan amount, you can have it direct deposited into your bank account for easy use. It is that simple. There are no restrictions on how you spend your money. Your confirmation email provides you with your approved loan amount and your expected payment date.

First Choice Payday Loans understands that repaying the funds can be difficult. Your expected payment date is when you are to make your first payment. However, we know that things can happen to where that due date does not work with your financial schedule. We recommend that once you know you will be late, please contact an associate. We may not be able to help you once your due date has passed. Many people think that requesting an extension could cost you an arm and a leg. However, that is not the case. Our services are to help people get the money they need for whatever reason they need it for. All of this, with no questions asked. So if you need extra time to pay off your debt, please let us know ahead of time.

Payday Loan FAQ

What is a payday loan? A payday loan is a service provided to those who are needing money between paychecks. There are many options that can help you financially. Whether you borrow money, apply for a small loan, or get a payday loan. With a payday loan, many facilities will have you repay your borrowed funds with your next paycheck. However, First Choice Payday Loans can provide you with options in case you need extended time to repay the funds.

Why choose a payday loan over other alternative? With these types of quick loans, you can borrow the money and repay the funds quickly. When borrowing money, it is easy to get out of hand. That is why we recommend that you borrow only the amount you are in need of. Repaying the funds can be more difficult than you may anticipate. If you are having issues, please notify us immediately so we can help.

Is it confidential? Yes. All accounts are kept in private. We do not share or sell your personal information with other companies. It is our goal to keep your information secure and private. For more information on how we handle your personal information, please see our Privacy Policy page.

What if I have bad credit? We are asked this question frequently. Again, these quick loans are just that. You apply, get approved, repay the funds on time. It is that simple. There are no credit checks or background checks. If you have bad credit or poor credit, all of our services are still available for you.

How can I qualify for a payday loan? There are no qualification requirements. However, you must be 18 years or older to use any of our loan services. We do ask for your bank information for the option of direct deposit on your approved funds. All you need to do is apply for the payday loan or loan of your choice.

What is the largest amount I can get? A payday loan is a quick loan so the amounts are different from standard loans. A standard loan approves your funds based off of your credit score. So the higher the score, the more money you will get. However, with short term loans, the largest amounts are normally between $1,000 to $1,500.00. Depending upon how much money you are in need of, once you repay the borrowed funds, you can always reapply for another loan.

Are there restrictions on any loans? The only restriction for our loan services is that you can only have one loan open at a time. Once you have repaid the borrowed funds, you can then reapply as many times as you please, once the account is completely closed. You cannot transfer any balance you may have from a previous loan either. Each open loan must be completely paid to close the account.

What if I am late? First Choice Payday Loans offers extended payment plans for those who may need a little extra time. However, you must notify us ahead of your expected due date. Since our system is automatic, it is difficult once your due date has passed. Our extended payment plan will allow you time to get your finances together. You may only request one extension per pay period.

First Choice Payday Loans is ready and willing to work with you to help your financial situation. No matter your debt or current finance issues, our services are there for your needs. It is as easy as completing and submitting an application. Once you have submitted the application, you are instantly approved with no problems. We look forward to helping you and your finances today.