Bad Credit, You're OK With Us!

Payday Loans

We Can Help When Others Can't

If you are living paycheck to paycheck, there are options that can benefit your financial situation. Payday Loans are a great way to get what you need, when you need it the most. First Choice Payday Loans is there to help you along the way.

Baby and Adoption
Baby and Adoption

A new baby can add stress to your financial burden, if you are in serious debt. Enjoy the precious life with our financing options that can help out anyone.

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Home Improvement
Home Improvement

Repairs and upgrades are important for your home. With home improvement loans, we can help you get the amount you need for your home.

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Small Business
Small Business

Have a hobby you want to turn into a business? Get financial assistance today to get started.

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Studying Abroad
Studying Abroad

For school or work, materials are important to complete your task. Purchase the materials you need to get the job done.

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Travels and Vacation
Travels and Vacation

Can you afford a vacation? Payday loans can help take you where you want to go.

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our features




How Much Do You Need?

$10000 $100000
1 years10 years
Your repayments are every years at
Total you will Pay:

*Our minimum loan term period is three months. This is just an example with a 19.9% representative APR.
APR can range from 5.99% to 35.99%



The services provided for you are designed to fit around any budget. No need to worry about high rates and hidden fees.

  • Convenient Application Process
  • Variety Of Payment Options
  • All Credit Scores Approved
  • Same Day Direct Deposit
  • Great APR Rates
  • Almost Instant Approval
  • Quick Payday Loans
  • Borrow What You Need
  • Apply For Credit Lines
  • We Work With You Every Step Of The Way
A smarter loan

Is a Payday Loan

Right For You?

First Choice Payday Loans is there to provide you with financial options to help you and your financial situation. Instead, of borrowing money from friends and family, payday loans are available to you with low rates.

Payday loans will help you pay for outstanding bills, purchasing groceries or clothing, etc. Get the money you need to help improve the financial situation you are in.

How does it Work

See How Much You

Qualify for Today!

We’ll never charge you a fee to
match you with a lender.

Applying is Quick and Simple

  • No limit on borrowing funds
  • Proof of employment is required
  • Must be an adult of 18 years or older
  • Complete an application to become approved
  • Must have current banking information
  • U.S Citizen required


Our borrowers save compared to their credit card rates

Borrowers noticed a lower APR

than their own credit cards

Payday Loans Services

First Choice Payday Loan is a company that provides financing options to those who need it. Whether you are having a hard time paying bills or purchasing food for your family, there is help for you. By filling out an application, you are making that first step towards a brighter and debt free life. Instead of creating debt by getting a long term loan with high rates, why not choose a quick loan that can help you now? Payday loans are great for those who need fast money. You get approved, spend the money & repay the borrowed funds. It cannot get any easier than that. Pay your bills on time and eliminate the financial stress in your life. The associates at First Choice Payday Loans will guide you through the entire process. One step at a time.

Payday Loans Application Process

You would think that applying online would be lots of forms to complete. However, the online application process is what makes First Choice Payday Loans stand out. No long forms to complete. No hassle questions to fill out. Just basic information is all we need to process your application. Once it is complete, submit the application to us. The rest is done. You will receive your immediate response that contains all your loan information. From there, you can spend the money on anything you need. There are no limits or restrictions on what you can spend the money on. The only thing you need to worry about is your payment due date. Be sure to make your payments on time, every time. Once your loan is complete, you are able to start all over again. Let an associate help you today with your payday loans application process.